FAQ

We offer equipment leases and loans, working capital loans, real estate financing, accounts receivable financing. We are your one-stop shop for your businesses financing needs. Our success is always your success.

Yes. Banks have increasingly become highly regulated lenders that require a plethora of documents. Rapid Capital can offer approvals for up to $200,000 with just a one page credit application and a few months of business bank statements. Furthermore, we can customize your exact financing needs.

We will get you the financing you need at a fair rate and with a simple, efficient application and documentation process. You will have a single point of contact that will listen to your needs and optimize a solution based on those needs. And, we will be there for your future needs as well, as your business evolves. That is why we have so many repeat customers.

For many requests, our online application, which takes about 3 minutes to complete, is all that is needed. Occasionally we will need to follow up with a phone call or email to clarify any credit questions that arise.

For transaction requests under $200K, we typically can review and approve in 24 hours. Transactions over $200K generally will take 3-4 days to finalize.

We strive to get you the lowest rate for which you can qualify. Many factors determine the rate including the company’s time in business, industry, collateral type, payment history, owner’s credit history, and term requested.

Every industry! As long as it is a commercial application, we have no restrictions.

We have done deals as small as $3K and as large as $4M.

Our greatest strength is our flexibility. We can handle all assets, and all credit types. We can develop custom-tailored vendor financing programs to help you overcome objections and increase sales. We provide your sales reps and customers with a friendly, competent financing expert to help facilitate your sale.

No, we will work with vendors that send us a transaction a day, and others that send us only one per year. We believe in the power of “leasing as a sales tool”, and will help you and your sales reps to feel comfortable enough to suggest lease-financing, or quote a monthly payment.

Yes we do. We have the ability to offer our vendor-partners with an automated quoting system that also ties into our front-end application system. This tool can automatically communicate via email to the designated vendor contact person that a lease quote was requested or that an application from one of your customers was submitted to us. This will allow you the vendor to remain “in the loop”, as our mutual customer considers financing for your equipment.