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Common questions about our financing solutions and working with Rapid Capital

Business Owner FAQs

What financing solutions does Rapid Capital offer?

We offer equipment leases and loans, working capital loans, real estate financing, accounts receivable financing. We are your one-stop shop for your businesses financing needs. Our success is always your success.

Does Rapid Capital offer more options than my bank?

Yes. Banks have increasingly become highly regulated lenders that require a plethora of documents. Rapid Capital can offer approvals for up to $200,000 with just a one page credit application and a few months of business bank statements. Furthermore, we can customize your exact financing needs.

What is the advantage of working with Rapid Capital?

We will get you the financing you need at a fair rate and with a simple, efficient application and documentation process. You will have a single point of contact that will listen to your needs and optimize a solution based on those needs. And, we will be there for your future needs as well, as your business evolves. That is why we have so many repeat customers.

What are the basic requirement to apply?

For many requests, our online application, which takes about 3 minutes to complete, is all that is needed. Occasionally we will need to follow up with a phone call or email to clarify any credit questions that arise.

How long does the approval process take?

For transaction requests under $200K, we typically can review and approve in 24 hours. Transactions over $200K generally will take 3-4 days to finalize.

How is my rate determined?

We strive to get you the lowest rate for which you can qualify. Many factors determine the rate including the company’s time in business, industry, collateral type, payment history, owner’s credit history, and term requested.

What industries are eligible?

Every industry! As long as it is a commercial application, we have no restrictions.

Is there a minimum or maximum amount?

We have done deals as small as $3K and as large as $4M.

Have another question?

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Vendor FAQs

Why should a vendor work with Rapid Capital?

Our greatest strength is our flexibility. We can handle all assets, and all credit types. We can develop custom-tailored vendor financing programs to help you overcome objections and increase sales. We provide your sales reps and customers with a friendly, competent financing expert to help facilitate your sale.

Do you require a certain volume level from a vendor?

No, we will work with vendors that send us a transaction a day, and others that send us only one per year. We believe in the power of “leasing as a sales tool”, and will help you and your sales reps to feel comfortable enough to suggest lease-financing, or quote a monthly payment.

Do you have automated quoting software?

Yes we do. We have the ability to offer our vendor-partners with an automated quoting system that also ties into our front-end application system. This tool can automatically communicate via email to the designated vendor contact person that a lease quote was requested or that an application from one of your customers was submitted to us. This will allow you the vendor to remain “in the loop”, as our mutual customer considers financing for your equipment.

Have another question?

We’re here to help.  Send us a note here, and we will be in touch soon!

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